Evaluating Continuing Care Retirement Communities

06 February 2013

One of the realities of aging is increased medical expenses and Americans consistently underestimate what health care in their golden years will cost. One option is to combine all your needs — and expenses — into a single convenient package — a CCRC. Here are some thoughts on evaluating Continuing Care Retirement Communities (CCRC). Evaluating […]

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Posted in Creating a Personalized Retirement Plan, Medicare, Planning for Your Retirement, Retirement Trends, The Economy0 Comments

Boomers Are Rewriting Retirement Rules

05 February 2013

For better or worse, Baby Boomers have made an indelible mark on the American landscape in almost every way. Now, as more and more are reaching retirement age, boomers are rewriting retirement rules. Boomers are rewriting retirement rules What does retirement have in store for Baby Boomers? It may not be what you expect, but […]

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Posted in Creating a Personalized Retirement Plan, Planning for Your Retirement, Retirement Plan Challenges, Retirement Trends, The Economy0 Comments

Say “No” to Annuity Buybacks

04 February 2013

If you have older annuities, you may have been offered a financial incentive in exchange your guaranteed income and death benefits. Don’t take the bait. Say “no” to annuity buybacks. Say “no” to annuity buybacks Understanding motivation is key to understanding behavior. When you understand why a company is offering to buy back your lucrative […]

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Posted in Planning for Your Retirement, Retirement Investment Options, Retirement Plan Challenges0 Comments

Retirement Is A Dream For Most Americans

01 February 2013

Pension plans are – for most of us – a thing of the past. 401(k) plans are a disaster. The Federal government is making nasty noises about cuts to Medicare and Social Security. Sometimes is seems like government and big business are conspiring so that retirement is a dream for most Americans. Retirement is a […]

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Posted in Creating a Personalized Retirement Plan, Planning for Your Retirement, Saving for Retirement, The Economy0 Comments

Start Your Retirement Debt Free

31 January 2013

It isn’t easy to do, but before you retire, you should eliminate as much of your debt as possible. You’re going to be on a fixed income and your financial future will be much more secure if you start your retirement debt free. Start your retirement debt free We like to reward ourselves for a […]

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Posted in Creating a Personalized Retirement Plan, Planning for Your Retirement0 Comments

Retire Gradually

30 January 2013

Believe it or not, the realities of retirement come as a shock to many people. After a few weeks of waking up with nowhere particular to go and nothing particular to do, you may find yourself wondering, “What now?” One way to solve that problem is to retire gradually. Retire gradually There are many things […]

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Posted in Creating a Personalized Retirement Plan, Planning for Your Retirement, Retirement Plan Challenges0 Comments

Changes To Social Security for 2013

29 January 2013

Whether you’re already retired, getting ready or just dreaming, your future financial security will be affected by these changes to Social Security for 2013. Changes to Social Security for 2013 Some good, some bad — depending on how you look at them — here are seven changes being implemented by the Social Security Administration in […]

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Posted in Planning for Your Retirement, Social Security, The Economy0 Comments

China’s Financial Problems Could Destroy Your Retirement

28 January 2013

China is one of the United States’ largest international creditors. And, while it’s nice of them to lead us money, it looks like their economic activities could come back to bite them and China’s financial problems could destroy your retirement. China’s financial problems could destroy your retirement While the Chinese government has passed many reforms […]

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Posted in Planning for Your Retirement, Retirement Plan Challenges, The Economy0 Comments

Invest More Conservatively After Retirement

26 January 2013

Prior to retirement, you’ll probably want to take a little more risk in your investments to maximize your return, but you may want to invest more conservatively after retirement. Invest more conservatively after retirement Since you want to have as much money as possible saved when you retire, higher risk investments — with the associated […]

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Posted in Creating a Personalized Retirement Plan, Planning for Your Retirement, Retirement Investment Options, Retirement Plan Challenges, Saving for Retirement0 Comments

Protect Your “Other” Biggest Retirement Asset

24 January 2013

For many Americans, their biggest financial asset is their home. But, since some of us are priced out of the housing market, that asset is our retirement savings. It’s easy to make mistakes when planning for retirement, so it’s important to protect your “other” biggest retirement asset. Protect your “other” biggest retirement asset If you’ve […]

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Posted in Planning for Your Retirement, Retirement Plan Challenges0 Comments

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